
:root{--ink:#050505;--muted:#596362;--teal:#087f78;--teal-dark:#055c57;--teal-pale:#e6f4f2;--line:#bddcda;--paper:#fff;--soft:#f5f8f7;--warn:#8a3d0a;--warn-bg:#fff4e8;--danger:#a32929;--danger-bg:#fff0f0;--serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{min-width:320px;color:var(--ink);background:#fff;scroll-behavior:smooth}body{margin:0;font-family:var(--sans);line-height:1.5}button,input,select{font:inherit}button{cursor:pointer}a{color:inherit}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #10a69d;outline-offset:3px}.skip-link{position:fixed;left:1rem;top:-7rem;z-index:100;padding:.7rem 1rem;color:#fff;background:#000;border-radius:.5rem}.skip-link:focus{top:1rem}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.site-header{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:0 clamp(1rem,4vw,4.5rem);border-bottom:1px solid #e7e7e7}.brand{text-decoration:none;font-weight:950;letter-spacing:-.045em}.brand span{color:var(--teal)}.header-note{display:flex;align-items:center;gap:.5rem;color:var(--muted);font-size:.86rem;font-weight:800}.status-dot{width:.55rem;height:.55rem;border-radius:50%;background:var(--teal)}
.page-shell{width:min(1480px,100%);margin:auto;padding:1.35rem clamp(1rem,4vw,4.5rem) 5rem}.intro{display:flex;align-items:end;justify-content:space-between;gap:2rem;margin-bottom:1.25rem;padding:.35rem 0}.eyebrow,.step-kicker{margin:0 0 .45rem;color:var(--teal);font-size:.75rem;font-weight:950;letter-spacing:.15em}h1{margin:0;font-family:var(--serif);font-size:clamp(2rem,3.8vw,3.65rem);line-height:.96;letter-spacing:-.05em}.intro-copy{max-width:610px;margin:0;color:var(--muted);font-size:.94rem}.boundary{padding-top:1rem;border-top:1px solid var(--line);font-size:.9rem}
.app-shell{overflow:hidden;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:0 24px 70px rgba(0,0,0,.09)}.app-toolbar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 1rem;border-bottom:1px solid var(--line);background:var(--teal-pale)}.save-state{display:flex;align-items:center;gap:.45rem;min-width:10rem;color:var(--teal-dark);font-size:.8rem;font-weight:850}.save-state:before{content:'✓';display:grid;width:1.25rem;height:1.25rem;place-items:center;color:#fff;background:var(--teal);border-radius:50%;font-size:.7rem}.save-state.error{color:var(--danger)}.save-state.error:before{content:'!';background:var(--danger)}.toolbar-actions{display:flex;align-items:center;gap:.5rem;flex-wrap:wrap;justify-content:flex-end}.button{display:inline-flex;min-height:42px;align-items:center;justify-content:center;gap:.4rem;padding:.65rem .92rem;border:1px solid #000;border-radius:999px;color:#000;background:#fff;font-weight:850;text-decoration:none}.button:hover{color:#fff;background:#000}.button.primary{color:#fff;background:var(--teal);border-color:var(--teal)}.button.primary:hover{background:var(--teal-dark)}.button.ghost{border-color:var(--line);background:transparent}.button.danger{color:var(--danger);border-color:#eab6b6}.button.small{min-height:36px;padding:.45rem .72rem;font-size:.8rem}.button:disabled{opacity:.45;cursor:not-allowed}
.step-rail{display:flex;flex-wrap:wrap;gap:.55rem;padding:1rem;overflow:visible;border-bottom:1px solid #e3efed}.step-button{flex:1 1 155px;min-height:44px;padding:.7rem 1rem;border:1px solid var(--line);border-radius:999px;color:#000;background:#fff;font-weight:850}.step-button span{display:inline-grid;width:1.35rem;height:1.35rem;margin-right:.35rem;place-items:center;border-radius:50%;background:var(--soft);font-size:.72rem}.step-button.active{color:#fff;background:var(--teal);border-color:var(--teal)}.step-button.active span{color:var(--teal);background:#fff}.step-button.complete:not(.active) span{color:#fff;background:#000}.mobile-progress{display:none;padding:1rem;border-bottom:1px solid #e3efed}.mobile-progress strong,.mobile-progress span{display:block}.mobile-progress span{color:var(--muted);font-size:.78rem}.mobile-progress progress{width:100%;height:.5rem;margin-top:.55rem;accent-color:var(--teal)}.optional-bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem;border-bottom:1px solid var(--line);background:var(--soft)}.optional-bar p{margin:0;color:var(--muted);font-size:.82rem}.optional-links{display:flex;gap:.45rem;flex-wrap:wrap}
.work-area{min-height:640px;padding:clamp(1.25rem,3.2vw,3rem)}.step-heading{display:flex;align-items:start;justify-content:space-between;gap:2rem;margin-bottom:2rem}.step-kicker{margin-bottom:.35rem}h2{margin:0;font-family:var(--serif);font-size:clamp(2.15rem,4vw,4rem);line-height:1;letter-spacing:-.05em}.step-description{max-width:640px;margin:.75rem 0 0;color:var(--muted)}.step-count{padding-top:.4rem;color:var(--muted);font-weight:850;white-space:nowrap}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.field{display:grid;gap:.42rem;scroll-margin-block:1rem}.span-2{grid-column:span 2}label,.label{font-size:.81rem;font-weight:875}.hint{max-width:70ch;margin:0;color:#475150;font-size:.8rem;line-height:1.45}.field-error{margin:0;color:#7a1717;font-size:.78rem;font-weight:800}input,select{width:100%;min-height:49px;padding:.72rem .86rem;border:1px solid #b7cecc;border-radius:12px;color:#000;background:#fff}input[aria-invalid="true"],select[aria-invalid="true"]{border-color:var(--danger);background:#fff8f8}input:focus,select:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(8,127,120,.12);outline:0}.money-input{position:relative}.money-input:before{content:'$';position:absolute;left:.9rem;top:50%;transform:translateY(-50%);font-weight:850}.money-input input{padding-left:1.85rem}.percent-input{position:relative}.percent-input:after{content:'%';position:absolute;right:.9rem;top:50%;transform:translateY(-50%);font-weight:850}.percent-input input{padding-right:2rem}
.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin:1rem 0}.choice-card{display:grid;gap:.35rem;min-height:132px;padding:1.15rem;text-align:left;border:1px solid var(--line);border-radius:16px;background:#fff}.choice-card strong{font-size:1.05rem}.choice-card span{color:var(--muted);font-size:.84rem}.choice-card.selected{border:2px solid var(--teal);background:var(--teal-pale)}.choice-card:disabled{opacity:.55}
.plain-details{margin-top:1rem;padding:.9rem 1rem;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.plain-details summary{cursor:pointer;font-weight:900}.plain-details p,.plain-details li{color:#37403f}.plain-details ul{margin:.7rem 0 0;padding-left:1.2rem}.definition-list{display:grid;grid-template-columns:minmax(10rem,.35fr) 1fr;gap:.6rem 1rem;margin:1rem 0}.definition-list dt{font-weight:900}.definition-list dd{margin:0;color:#37403f}.issue-list{display:grid;gap:.55rem;margin:.2rem 0;padding:0;list-style:none}.issue-link{width:100%;padding:.7rem .8rem;text-align:left;border:1px solid #eab6b6;border-radius:10px;color:#651d1d;background:#fff;font-weight:800}.issue-link:hover{color:#fff;background:var(--danger)}
.entry-list{display:grid;gap:1rem}.entry-card{padding:1.2rem;scroll-margin-block:1rem;border:1px solid var(--line);border-radius:18px;background:var(--soft)}.entry-header{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-bottom:1rem}.entry-header h3{min-width:0;margin:0;overflow-wrap:anywhere;font-size:1rem}.entry-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.8rem}.empty-state{padding:2.3rem;border:1px dashed #94bbb7;border-radius:18px;text-align:center;background:var(--soft)}.empty-state p{max-width:540px;margin:.45rem auto 1rem;color:var(--muted)}.step-footer{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:2.2rem;padding-top:1.2rem;border-top:1px solid #e1eceb}.mini-summary{color:var(--muted);font-size:.84rem;text-align:center}.mini-summary strong{color:#000}.check-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}.check-card{display:flex;align-items:flex-start;gap:.7rem;padding:1rem;border:1px solid var(--line);border-radius:15px;background:var(--soft)}.check-card input{flex:0 0 auto;width:1.2rem;min-height:1.2rem;margin-top:.1rem}.check-card strong{display:block}.check-card span{display:block;color:var(--muted);font-size:.78rem}.check-card.confirmed{border-color:var(--teal);background:var(--teal-pale)}.module-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.25rem}.module-card{display:flex;flex-direction:column;align-items:flex-start;gap:.65rem;padding:1.2rem;border:1px solid var(--line);border-radius:16px;background:var(--soft)}.module-card h3,.module-card p{margin:0}.module-card p{flex:1;color:var(--muted);font-size:.84rem}
.callout{padding:1rem 1.1rem;border-left:4px solid var(--teal);background:var(--teal-pale)}.callout p{margin:0}.callout.warn{border-color:var(--warn);background:var(--warn-bg)}.callout.danger{border-color:var(--danger);background:var(--danger-bg)}.mt{margin-top:1rem}.divider{margin:1.5rem 0;border:0;border-top:1px solid #dce8e7}
.result-hero{display:grid;grid-template-columns:minmax(0,.82fr) minmax(430px,1.18fr);overflow:hidden;border-radius:24px;color:#fff;background:#000}.result-message{display:flex;min-height:500px;flex-direction:column;justify-content:space-between;padding:clamp(1.5rem,4vw,3.2rem)}.result-message .eyebrow{color:#3ac3b9}.result-message h2{max-width:560px;font-size:clamp(2.8rem,5vw,5.3rem)}.result-message p{max-width:560px;color:#c7cfce}.result-message .date-line{color:#fff;font-weight:850}.allocation-card{margin:1.2rem;padding:clamp(1.2rem,3vw,2.2rem);border-radius:18px;color:#000;background:#fff}.allocation-row{display:grid;grid-template-columns:1fr auto;gap:1rem;padding:.62rem 0;border-bottom:1px solid #e0e8e7}.allocation-row span:last-child{font-weight:875;font-variant-numeric:tabular-nums}.allocation-row.total{margin-top:.5rem;padding-top:1rem;border:0;font-size:1.16rem;font-weight:950}.allocation-row.total span:last-child{color:var(--teal-dark);font-size:1.45rem}.allocation-row.short span:last-child{color:var(--danger)}
.result-tabs{display:flex;gap:.5rem;margin:1.3rem 0;overflow-x:auto}.result-tab{flex:0 0 auto;padding:.68rem .92rem;border:1px solid var(--line);border-radius:999px;background:#fff;font-weight:850}.result-tab.active{color:#fff;background:var(--teal);border-color:var(--teal)}.result-panel{min-height:330px}.section-title{margin:0 0 1rem;font-family:var(--serif);font-size:2.1rem}.metric-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:1rem}.metric-card{padding:1.1rem;border:1px solid var(--line);border-radius:16px;background:var(--soft)}.metric-card .metric{display:block;margin-top:.35rem;font-family:var(--serif);font-size:clamp(1.65rem,3vw,2.35rem);font-weight:700}.metric-card p{margin:.4rem 0 0;color:var(--muted);font-size:.8rem}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px}.data-table{width:100%;min-width:760px;border-collapse:collapse}.data-table th,.data-table td{padding:.85rem 1rem;text-align:left;border-bottom:1px solid #dce8e7}.data-table th{font-size:.73rem;letter-spacing:.08em;text-transform:uppercase;background:var(--teal-pale)}.data-table tr:last-child td{border-bottom:0}.data-table td.amount{text-align:right;font-weight:850;font-variant-numeric:tabular-nums}.danger-row{background:var(--danger-bg)}.confidence{display:inline-flex;padding:.25rem .5rem;border-radius:999px;font-size:.72rem;font-weight:900;text-transform:uppercase}.confidence.confirmed,.confidence.posted,.confidence.paid{color:var(--teal-dark);background:var(--teal-pale)}.confidence.likely,.confidence.sent,.confidence.partial{color:var(--warn);background:var(--warn-bg)}.confidence.possible,.confidence.draft{color:var(--muted);background:#eee}.confidence.overdue{color:var(--danger);background:var(--danger-bg)}.subtle{color:var(--muted);font-size:.78rem}.stack{display:grid;gap:.8rem}.inline-metrics{display:flex;gap:.75rem;flex-wrap:wrap}.inline-metrics span{padding:.45rem .65rem;border-radius:10px;background:var(--soft);font-size:.78rem}.amount-positive{color:var(--teal-dark)}.amount-negative{color:var(--danger)}
.recommendation-list{display:grid;gap:1rem}.recommendation{display:grid;grid-template-columns:1fr auto;align-items:center;gap:1rem;padding:1.15rem;border:1px solid var(--line);border-radius:16px}.recommendation h3{margin:0}.recommendation p{margin:.35rem 0 0;color:var(--muted)}.recommendation.urgent{border-color:#eab6b6;background:var(--danger-bg)}.affiliate-note{margin-top:1rem;padding:.8rem;border:1px solid var(--line);border-radius:10px;color:#37403f;font-size:.82rem}.recovery-plan{margin-top:1rem;padding:1.25rem;border:1px solid #eab6b6;border-radius:16px;background:var(--danger-bg)}.recovery-plan h3{margin:0 0 .8rem;font-family:var(--serif);font-size:1.7rem}.recovery-plan ol{display:grid;gap:.65rem;margin:0;padding-left:1.3rem}.forecast-figure{margin:1rem 0}.forecast-chart{display:block;width:100%;height:auto;min-height:300px;border:1px solid var(--line);border-radius:16px;background:#fff}.forecast-line{fill:none;stroke:var(--teal);stroke-width:4}.forecast-floor{stroke:var(--warn);stroke-width:2;stroke-dasharray:8 6}.forecast-zero{stroke:#5f6665;stroke-width:1.5}.forecast-axis{fill:#475150;font-size:13px}.forecast-point-low{fill:var(--danger)}.chart-legend{display:flex;gap:1rem;flex-wrap:wrap;margin:.65rem 0;color:var(--muted);font-size:.8rem}.legend-line{display:inline-block;width:1.8rem;height:3px;margin-right:.35rem;vertical-align:middle;background:var(--teal)}.legend-line.floor{height:0;border-top:2px dashed var(--warn);background:transparent}.legend-dot{display:inline-block;width:.65rem;height:.65rem;margin-right:.35rem;border-radius:50%;vertical-align:middle;background:var(--danger)}.forecast-table summary{cursor:pointer;font-weight:900}.result-actions{display:flex;justify-content:flex-end;gap:.5rem;margin-top:1.3rem;flex-wrap:wrap}
.site-footer{display:flex;justify-content:space-between;gap:2rem;padding:2rem clamp(1rem,4vw,4.5rem);border-top:1px solid #e7e7e7;color:var(--muted);font-size:.78rem}.site-footer p{max-width:650px;margin:0}.toast{position:fixed;right:1rem;bottom:1rem;z-index:50;max-width:350px;padding:.85rem 1rem;border-radius:12px;color:#fff;background:#000;box-shadow:0 18px 55px rgba(0,0,0,.2)}
.glossary-dialog{width:min(900px,calc(100% - 2rem));max-height:86vh;overflow:auto;padding:0;border:0;border-radius:22px;color:#000;background:#fff;box-shadow:0 24px 90px rgba(0,0,0,.28)}.glossary-dialog::backdrop{background:rgba(0,0,0,.66)}.dialog-inner{padding:1.4rem}.dialog-header{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;padding-bottom:1rem;border-bottom:1px solid var(--line)}.dialog-header h2{font-size:clamp(2rem,4vw,3rem)}.glossary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin-top:1rem}.glossary-term{padding:1rem;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.glossary-term dt{font-weight:950}.glossary-term dd{margin:.35rem 0 0;color:#37403f}.dialog-actions{display:flex;justify-content:flex-end;margin-top:1rem}
@media(max-width:1050px){.result-hero{grid-template-columns:1fr}.intro{align-items:flex-start;flex-direction:column;gap:.55rem}.result-message{min-height:340px}.entry-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.module-grid{grid-template-columns:1fr}}
@media(max-width:690px){.site-header{min-height:62px}.header-note{font-size:0}.page-shell{padding-top:.8rem}.intro{margin-bottom:.75rem}.intro h1{font-size:2.25rem}.intro-copy{font-size:.84rem}.app-shell{margin-inline:-1rem;border-radius:0;border-left:0;border-right:0}.step-rail{display:none}.mobile-progress{display:block}.form-grid,.entry-grid,.check-grid,.metric-grid,.choice-grid,.glossary-grid{grid-template-columns:1fr}.definition-list{grid-template-columns:1fr;gap:.15rem}.definition-list dd{margin-bottom:.55rem}.span-2{grid-column:auto}.step-heading{display:block}.step-count{margin-top:.5rem}.app-toolbar{align-items:flex-start;flex-direction:column}.toolbar-actions{width:100%;justify-content:flex-start}.optional-bar{align-items:flex-start;flex-direction:column}.result-hero{border-radius:18px}.allocation-card{margin:.75rem}.recommendation{grid-template-columns:1fr}.recommendation .button{width:100%}.step-footer{align-items:stretch;flex-direction:column}.step-footer .button{width:100%}.mini-summary{order:-1}.site-footer{flex-direction:column}.forecast-chart{min-height:230px}}
.toolbar-menu{position:relative}.toolbar-menu summary{list-style:none}.toolbar-menu summary::-webkit-details-marker{display:none}.toolbar-menu[open] summary{color:#fff;background:#000}.toolbar-menu-panel{position:absolute;right:0;z-index:20;display:grid;width:min(290px,calc(100vw - 2rem));gap:.5rem;margin-top:.5rem;padding:.7rem;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 18px 55px rgba(0,0,0,.16)}.toolbar-menu-panel .button{width:100%;justify-content:flex-start}.work-area{min-height:560px}.step-heading{margin-bottom:1.5rem}.step-description{max-width:700px}.setup-note{display:flex;gap:.5rem;align-items:center;margin:-.4rem 0 1.35rem;color:var(--muted);font-size:.82rem;font-weight:800}.setup-note span{color:var(--teal-dark)}.plain-details .form-grid{margin-top:1rem}.core-entry-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}.cost-list{display:grid;gap:.75rem;margin-top:1rem}.cost-row{padding:1rem;border:1px solid var(--line);border-radius:14px;background:#fff}.cost-row-header{display:flex;align-items:center;justify-content:space-between;gap:.75rem;margin-bottom:.8rem}.cost-row-header strong{overflow-wrap:anywhere}.result-next-steps{display:grid;gap:.65rem;margin:0;padding-left:1.3rem}.result-next-steps li{padding-left:.25rem}
@media(max-width:690px){.core-entry-grid{grid-template-columns:1fr}.app-toolbar{align-items:center;flex-direction:row}.toolbar-actions{width:auto;justify-content:flex-end}.toolbar-menu-panel{position:fixed;top:6rem;right:1rem;left:1rem;width:auto}.setup-note{align-items:flex-start}.step-heading{margin-bottom:1.1rem}}
@media print{.site-header,.intro,.app-toolbar,.step-rail,.result-tabs,.step-footer,.site-footer,.button,.result-actions{display:none!important}.page-shell{width:100%;padding:0}.app-shell{border:0;box-shadow:none}.work-area{padding:0}.result-hero{color:#000;background:#fff;border:2px solid #000}.result-message{min-height:auto;padding:1.5rem}.result-message p,.result-message .eyebrow{color:#000}.allocation-card{border:1px solid #000}.result-panel{display:block!important}}
